Program Benefits
Combining the insight and expertise of ASCS – including effective risk management and data/analytics utilization – with ISMIE’s stringent approach to risk, provides first-class PL-program coverage and support.
Program Development
Exclusivity protection – no distribution channel conflict
Unique PL solutions that help MGAs secure capacity for their clients – even in these challenging times
Meaningful delegated underwriting authority
Customized product and services to fit each MGA's needs
Mutual agreement on projected loss ratios based on the credibility of the program’s data and the MGA’s underwriting actions
Accepted use of the MGA’s policy administration system
Claims
A+ Program Managers is responsive to the needs and challenges of each Program, and also aggressive in fighting defendable claims along with utilizing beneficial risk management techniques. We provide expertise and finesse to find sensible solutions to new claims trends, coverage challenges, and even difficult clients.
- Expert claims handling involving the MGA as closely as they like
- An assertive advocate to fight all defendable claims
Analytics
We are committed to incorporating data and analytics that not only strengthens outcomes, but also gives MGAs access to information and understanding related to market conditions, changes and challenges.
- Personalized analytics database that identifies all relevant trends to help increase market penetration, improve underwriting results and gain insightful knowledge unmatched by traditional insurers
- Real-time, all-inclusive analytics —, not on a “need to see” basis or outdated quarterly reports
Partnership Benefits
ASCS expanded its business to develop Programs for Professional Liability (PL) customer groups. Each PL Program is reviewed with ISMIE and then uniquely customized, vigorously developed and comprehensively managed by ASCS. This partnership approach allows us to discover, understand, and react to the dynamic and constant changes in legal, economic, regulatory, and societal conditions, allowing for agile customization with risk selection, pricing, coverage, and services as prudent to the mutual benefit of the MGA, Insurer and Reinsurers.
Genuinely act as your partner to maximize every business venture
Work together to address challenges as they emerge, not pass blame
Offer a completely refreshing alternative to the typically hindering global, faceless, unworkable, command and control carrier experiences
Empowerment to run your business and have fun along the way
